Projecten (116)
Netspar kent op verschillende momenten per jaar aan onderzoeksprojecten een bedrag toe variërend van € 10.000 tot € 500.000. Hieronder vindt u een overzicht met alle lopende en afgeronde onderzoeksprojecten. Onderzoekers kunnen voorstellen indienen binnen de verschillende calls voor kort- en langlopende onderzoeksprojecten die Netspar gedurende het jaar uitzet. Neem voor meer informatie contact op met beleidsadviseur onderzoek Silvie van Halder via 013 – 466 37 93 of via email.
Effectiviteit van keuzehulpmiddelen voor pensioendeelnemers
Dit project doet onderzoek naar de effectiviteit van bestaande interactieve, online keuzehulpmiddelen voor deelnemers aan een pensioenregeling. Er wordt bekeken in hoeverre deze hulpmiddelen mensen met verschillende niveaus van (financiële) geletterdheid effectief ondersteunen bij het maken van weloverwogen pensioenbeslissingen. In het onderzoek wordt de effectiviteit van verschillende zogenaamde ‘Pension Decision Aids’ (PDA’s) in kaart gebracht. PDA’s begeleiden mensen door middel van een serie vragen…
Trading behavior of institutional investors
The proposed research focuses on the trading behavior of institutional investors, and pension funds in particular. Kristy Jansen recently started a joint project with Jules van Binsbergen and Ralph Koijen about factor investing. Factor investing plays a central role in performance attribution and performance measurement. However, little is known about the overall exposure of institutional investors to these factors. In this study the goal…
De oorzaken en consequenties van pensionering; een sociologisch perspectief
Dit project doet onderzoek naar de gevolgen van langer doorwerken voor de productiviteit en het welzijn van oudere werknemers. Het onderzoek gaat in op de gevolgen van langer doorwerken op de arbeidsproductiviteit en de pensioenplanning van 60-plussers, maar ook op de inzet als vrijwilliger of (mantel)zorger. Vanuit een sociologisch, psychologisch en arbeidseconomisch perspectief worden de strategieën in kaart gebracht die mannen en vrouwen van…
Development and Tests of a Model for Inertia in Retirement Decisions
About 50% of Dutch employees think they should do more to understand their financial situation after retirement (Wijzer in Geldzaken, 2015, p. 4). Yet, they postpone decisions about pension and pension adjustment (see also Krijnen, Breugelmans, Zeelenberg, 2014). In the meantime, the Dutch Pension system is economized (the Dutch Witteveen kader), meaning that people will have to consider adjusting their replacement rate and retirement…
Understanding and improving pension savings by combining incentivized experiments, survey, and administrative big data – A general employed population sample with a focus on the selfemployed
Pension-savers are a hugely heterogeneous group with varying preferences, beliefs and biases (PBBs). In this project we provide detailed insights into PBBs in representative samples of Dutch selfemployed and employees and examine the relation of PBBs to (pension-)savings decisions. In light of the general trend towards greater individual responsibility for pension-saving and the fact that the selfemployed already now face substantial responsibility to accumulate savings, detailed knowledge about PBBs…
Untangling Human Interaction Patterns: Learning from Automated Emotion Detection in the Consumer Pension Context
Artificial intelligence (AI) increasingly enters multiple aspects of our lives, improving the efficiency and effectiveness of day-to-day operations (AI100 2016). Specifically pension service providers may profit from this development. Despite huge investments in call center labor and software, providers only manage to resolve about half of customer requests in a satisfactory manner (Upbin 2013). Emotions are critical to successful service interactions in general (Mattila…
Pensions products for heterogeneous agents accommodating for life events
The provision of income after retirement is in a state of flux. Traditionally, “one-size fits all” funded pension plans complemented the government schemes. Increasingly, however, the provision of retirement income can be tailored to individual characteristics and preferences. These developments have created a market for pension products such as tax-exempt savings plans and life-cycle investment funds. Such pension products aim to optimally allocate investment…
The effects of genetic health risks on personal expected longevity, insurance coverage, and retirement decisions
Life-cycle decisions are in part based on how long people expect to live. Therefore, observable health risks have the potential to affect individual-level decision making. Currently, genetic health information is becoming increasingly available to patients and consumers, but the extent to which genetic information may affect retirement decisions, e.g., savings, insurance coverage, and withdrawals of pension funds, is largely unexplored. We propose a research…
Pension Funds and Sustainable Investment: Comparing Regulation in the Netherlands, Denmark, and Germany
The central aim of this project is to compare national regulation of sustainable investment by pension funds. Survey research shows that considerable national differences in sustainable investment (SI) by pension funds continue to exist in Europe and it identifies regulation as one of the drivers for SI (Eurosif 2016). For this reason, it is relevant to explore if and how national regulations impose constraints…
Residential preferences of elderly: impact of need for care and family proximity
The proportion of senior citizens in the Dutch population is increasing rapidly and will likely reach 25% – about 5 mln people – by 2040 (CBS, 2012). The government stimulates elderly to live independently at home for as long as possible, among other things in order to keep public long-term care financially sustainable. At the Ministry of Health, this policy includes e.g. monitoring of…
