This paper investigates how demographic, house and personality variables influence savings of Dutch households. Using the LISS panel data set, I show that age, civil status, education and family structure have an important impact on the level of total savings. Furthermore, house value and income were found important items over total savings of house owners and renters. After dividing saving into different categories, openess, consciusness, extraversion and agreeableness could also explain certaing types of savings.

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