NEWS

Here Netspar publishes the latest news about Netspar and Netspar related topics. To stay updated automatically you can sign up for our monthly digital newsletter, the Newsflash. SIGN UP
Using social norms to activate pension plan members: insights from practice

Motivating pension plan participants to delve into their pensions and take action in a time-ly manner is a challenge for many pension funds and financial service providers. Referen-cing social norms can be a very effective way of stimulating the desired behavior. This can be done quite subtly and with very little investment: a particular word or image in a letter or chart can do…

Wouter Bos and Bianca Tetteroo join the Netspar Supervisory Board

The Netspar Foundation Board has appointed two new members to the Supervisory Board: Bianca Tetteroo and Wouter Bos. Wouter Bos will act as chairman. With these appointments, the Netspar research network is strengthening its position as an honest broker for knowledge about pensions and aging. The Supervisory Board also consists of Guusje Dolsma, Tuur Elzinga, Lex Meijdam and Gerard van Olphen. Casper van Ewijk…

Netspar Brief 18: Problematic Debt after Retirement?

DNB, ECB, and the Dutch government have sharpened their focus on problematic debt in households. This Netspar Brief evaluates that phenomenon from an economic perspective and examines these debt problems in relation to the parameters established by regulators in the financial industry. The emphasis is on the affordability of mortgage debt after retirement. After retirement, households experience a drop in income. Older people with an…

Reforming the Statutory Retirement Age: “Employers concerned about longer working lives; they prefer differentiation in retirement age”

Now that people must continue working until they are older, employers are concerned about the ability of their employees to remain physically and mentally fit. This is particularly true for employers in construction and manufacturing, as cited in this 2017 study. These concerns help explain why only 21% of employers want to see the statutory retirement age rise in conjunction with life expectancy. Policy…

Virtual integration of investment products leads to better decisions regarding risk and return

People are increasingly confronted with individual choices regarding the financing of their pensions. This requires complex risk and return decisions on various investment products. The chance of making wrong choices can be reduced by offering multiple investment products integrated in an interactive tool. Especially when multiple risky products are offered integrated, people benefit from this: they often choose a mix that fits well with…

Review Pension Day 2019: new academic research presented

During the annual Pension Day on October 31, 26 researchers affiliated with Netspar presented new insights from a large number of research projects that have an impact on pension policy. Scientists from different research disciplines were given the opportunity to exchange knowledge, discuss papers and collect feedback on current research. Topics varied from saving behavior to ‘augmented’ pension communication using Artificial Intelligence, and from…

Saving motives and consumer behavior: ‘Don’t make freedom of choice too complicated’

How do people decide what they spend and what they save after retirement? This study among non-retired people aged 50 to 65 shows that most people make choices and have savings motives that hardly deviate from rational behavior. However, there are major differences between respondents. A substantial minority runs the risk of making choices that are bad for their prosperity in old age. Individual…

Part-time pensions are not a participation booster but they do remove concerns about carrying on working

Two-thirds of senior employees are confronted with chronic health issues diagnosed by a doctor, such as diabetes, cardiovascular disease or sleeping problems. Although these problems do not immediately lead to an incapacity for work, they do raise concerns when it comes to working longer. Can part-time pension offer a possible solution in terms of striking a balance between continued participation in the labor force…

Explicit policies for handling cash requirements are a crucial tool for investors in illiquid assets

Today Ortec Finance, a market-leading provider of technology and solutions for risk and return management, in collaboration with Netspar, releases a report summarizing pension funds’ views on investment and management decisions towards illiquid assets. The key best practice emerging from their study is that investors in illiquid assets should have explicit policies in place to be able to fulfill immediate cash requirements at all…

New Theme Projects: €750,000 Awarded for Three-year Research Projects

The Netspar Board of Directors recently awarded grants of €250,000 each to three applications for theme projects, following scientific validation by the Scientific Council and a positive recommendation by the Partner Research Council: Work and disability in old age: restrictions & incentives (Arthur van Soest, TiU) Older individuals and individuals with occupational disability face incentives as well as restrictions that affect working longer or…

< 12345...>

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.

MORE ABOUT NETSPAR


Mission en strategy           •           Network           •           Organisation           •          Magazine
Netspar Brief            •            Actionplan 2019-2023           •           Researchagenda

ABOUT NETSPAR

Our partners

B20160708_achmea
B20160708_universiteit leiden
B20160708_asr
B20160708_erasmus
B20160708_tilburg university
View all partners