NEWS

Here Netspar publishes the latest news about Netspar and Netspar related topics. To stay updated automatically you can sign up for our monthly digital newsletter, the Newsflash. SIGN UP
International Pension Workshop 2024: daring to ask questions and learning from other disciplines

The International Pension Workshop is a wrap. It was three successful days full of meetings and knowledge exchange between different disciplines. This was done through 21 sessions on a variety of topics, 59 paper presentations and discussants, and two keynote speakers. A report on the conference and an interview with two participants: Hazel Bateman and Pierre-Carl Michaud. The conference takes place in Leiden, which…

Trust in (Pension) Institutions among Different Socioeconomic Groups

What was examined in the article? The authors examine the trust of different socioeconomic groups in other people and in public, political and private institutions in the Netherlands. In addition, they look at which person characteristics (of self-employed workers and employees) determine trust in pension funds and the pension system. What are the take-aways from the research? Trust is relevant to the economy and…

Choice guidance for pension: are online tools alone enough?

“Online tools facilitate choices but do not help participants to oversee the consequences” Offering choice guidance through an online tool is seen as a promising way to provide personalised support to large groups of pension participants. However, it is not yet clear if online tools lead to participants making the same retirement choices as they would with a pension advisor and whether participants understand…

Value considerations, ethical dilemmas, and resolving methods in automated financial advice

“Technology will only deliver its full potential if ethical challenges are resolved” Financial advice helps consumers to make complex financial decisions. Traditionally, financial advisers have been the main source of this advice. Automated financial advice is an emerging and fast-growing technology that could change how financial advice is provided. However, that would require the resolution of various ethical issues that are associated with this…

When to retire? The effectiveness of different forms of decision support

“Decision support can activate participants to make appropriate choices” Deciding when to retire – earlier, later or at the retirement age – concerns more than just pension size, life expectancy and desired standard of living. Participants need to understand the consequences of alternatives on offer, as the fuzzy trace theory explains. We therefore preliminarily investigated two new forms of decision support (Value Clarification Method…

Analysis of Netspar sent to Dutch House of Representatives

On July 1, 2023, the Future Pensions Act entered into force in The Netherlands. The objectives of this law as formulated by the legislator are an earlier perspective of an inflation-linked pension, a more transparent and personal pension and a better alignment with developments in society and the labor market. In the coming period, the Ministry of Social Affairs and Employment will monitor whether…

Real choices in the new Dutch pension contract

“How to deal with purchasing power risks in the benefits of the new Dutch pension contract” In the design of the new Dutch pension contract several instruments are available to deal with expected and unexpected inflation. In this paper we analyze the impact of these instruments. Expected inflation can be compensated by reducing the initial benefit. Unexpected inflation can be covered using the solidarity…

Guarantees in the new pension scheme

“Protection of pension benefits through personal wealth is more transparent and effective than through the solidarity reserve. It also prevents new pay-as-you-go funding.” When designing new pension plans, much attention is paid to limiting (the risk of) pension reductions. The so-called Ortec method does this by using the solidarity reserve from which pension income is supplemented, if necessary. We propose an alternative method, the…

Solidarity buffer and solidarity preferences

“Social preferences reflect altruism, reciprocity and self-interest” With the introduction of the new Dutch pension contract, many industry-wide pension funds opt for the solidarity contribution scheme that gives a prominent role to the joint buffer (solidarity reserve). However, to what extent do participants support this buffer and do social preferences in that support exist? We investigated this in a representative survey of participants in…

Lisa Brüggen new Endowed Professor of Retirement Communications and Choice Guidance

On January 1, 2024, Dr. Lisa Brüggen was appointed Endowed Professor of Retirement Communications and Choice Guidance. This chair is established and funded by Instituut Gak. The pensions landscape has changed dramatically in recent decades. This shift has led to a greater need for effective retirement communications and choice guidance. It is for this reason that the endowed chair of Retirement Communications and Choice…

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.

MORE ABOUT NETSPAR


Mission en strategy           •           Network           •           Organisation           •          Magazine
Board Brief            •            Actionplan 2023-2027           •           Researchagenda

ABOUT NETSPAR

Our partners

B20210618_Achmea_logo_grey
B20160708_universiteit utrecht
B20160708_erasmus
B20160708_ministeries
B20210909_SPMS_logo download greyscale smaller
View all partners