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Netspar anniversary: 15 years of scientific value for pensions

Today, we celebrate Netspar’s 15th birthday. Right now, just in our minds. But later this year we plan to celebrate this for real. Together with our partners, researchers and employees. For now we are concentrating on the new questions that the corona crisis poses for the pension sector. Our research continues and we share our knowledge digitally as much as possible. In this way,…

Netspar maatregelen tegen verdere verspreiding coronavirus: bijeenkomsten digitaal

Ook Netspar neemt vanzelfsprekend verantwoordelijkheid om de verdere verspreiding van het coronavirus zo veel mogelijk te beperken. In lijn met de richtlijnen van het RIVM en van Tilburg University, is hiertoe een aantal maatregelen van kracht. We streven ernaar om onderzoek, publicaties en events zoveel mogelijk door te laten gaan. Bijeenkomsten vinden daarom voorlopig – in elk geval tot 1 juni – digitaal plaats….

Your memory creates idealized recollections of results obtained in the past

Interview with Paul Smeets (Maastricht University) Research by Paul Smeets et. al. (Maastricht University) shows that, in making financial decisions, we look at results obtained in the past in an overly positive light. “It is inadvisable to rely on your memory in making decisions. Our study shows that people have a tendency to consistently view investment results obtained in the past through rose-tinted glasses…

Home care use after the Dutch long-term care reform in 2015

“2015 Reforms have not yet lead to a more efficient use of senior care” A major objective of 2015 Long-term care Reform instituted in 2015 was to enhance the fi-nancial sustainability of elderly care in the Netherlands. Expenditure growth was curtailed through financial incentives and other measures to induce a more efficient use of care. As it turns out, though, the use of nursing…

Co-payments for Elderly Care

“The financial risks of nursing home care are greatest for low-income individuals” There are vast differences in the amount of coinsurance seniors have to pay for elderly care. In general, low-income care recipients spend a greater proportion of their income on coinsurance than higher-income recipients. The coinsurance rates for nursing home care, in particular, represent a financial risk for older individuals with a low…

New Short-term Research Projects Launched: Topicality Projects Awarded

Upon the recommendation of the PRC, the Netspar board granted funding to seven new short-term research projects. Some of the issues we will be looking into include the ethics of data science and determining participants’ attitude towards risk. In our short-term projects, sector and science work closely together on current (pension) topics, fitting within the research agenda Netspar NexT. This focuses on pension reform,…

Data-driven approach for retirement adequacy: “In many countries, realized replacement rates may not be sufficient”

Interview with Julian Schmied (Max Planck Institute for Demographic Research) Is a replacement rate of 70% sufficient to maintain the living standard after retirement? Or does a data-driven benchmark give a different picture of an adequate retirement income? Researchers Julian Schmied and Christian Dudel (Max Planck Institute for Demographic Research) developed an empirical approach that can provide insights into what could be an adequate…

Low engagement in personal finance: values help predict who makes the right decisions

Interview with Susan Thorp (University of Sydney) The ability to absorb financial shocks is crucial to financial well-being. However, decisiveness and engagement are generally low when it comes to financial decisions. “Financial shocks often come with illness or unemployment,” explains Australian researcher Susan Thorp (University of Sydney). “Unpleasant subjects to think about. Indecision however can cost individuals and society a lot of money. Therefore,…

Pensions after the mandatory industry wide schemes

One of the strengths of the Dutch pension system is the mandatory participation by workers in an industry pension fund. However, questions are being raised about the form this currently takes, whereby all the employers and employees in a particular industry partake in the same pension plan with a mandated pension fund as provider. A study into possible alternatives reveals that by making the…

Interview: Pension reforms highly influential in worker’s choices to work longer”

Interview with Courtney Coile (NBER International Social Security Project) Researchers from twelve developed countries around the world have been working together in the NBER International Social Security Project for 25 years. Across all these countries, the researchers found that the way in which the pension system is set up largely determines the choices people make with regard to working longer. “The effect is surprisingly…

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.


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