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Labour market effects of the pension premium system

“Progressive pension contributions may mitigate transition effects, but also adversely affect pension benefits and labor participation of older workers” Most Dutch pension schemes currently require all participants to pay the same contribution percentage and ensure everyone has the same accrual percentage. Younger adults, however, have a much longer investment horizon. This means that each euro a younger adult invests will generally yield more pension…

PhD research: Labor market and pension scenarios for the self-employed

The number of self-employed workers in the Netherlands and Europe is growing. To what extent are they able to prepare well for their retirement? What about their financial well-being in later life? The doctoral research of Elisabeth Beusch (Tilburg University) provides a better understanding of the heterogeneity among the self-employed and provides insight into the implications of self-employment for different groups over the life…

Netspar welcomes Pension Fund for Public Transportation Rail&OV

On January 1, 2021, the Dutch Pension Fund for Public Transportation ‘Rail & OV’ joins the Netspar Network. With this partnership, the pension fund supports Netspar’s Action Plan and provides active involvement in research and knowledge sharing. Walter Mutsaers – Chairman of the Executive Board of the Rail & OV Pension Fund: “Affiliation with a think tank and network organization such as Netspar makes…

Ageing and absenteeism: impact on the insurance preferences of employers

“Ageing workforce leads to significantly higher monthly premiums for absenteeism insurance” This study investigated the impact of the ageing workforce on the own risk employers want to take and premiums they are willing to pay for absenteeism insurance due to long-term illness. Data was obtained from a stated preference experiment combined with a survey realised in collaboration with insurance company ASR among a large…

Using eye-tracking to understand individual decision-making

“Eye-tracking could help to improve the tailored communication of pension information” Eye-tracking is a technology that tracks a person’s eye movements. Eye-tracking technology helps us to understand visual attention and provides insight into the cognitive processes of decision-makers. We analysed eye-tracking studies in behavioural economics, finance, accounting and organisational science to explore how this technology could contribute to research into individual pension decision-making. Eye-tracking…

Roos Vermeij joins the Netspar Supervisory Board

The Netspar Foundation Board has appointed Roos Vermeij to the Supervisory Board with effect from 1 January 2021. With this appointment Netspar strengthens its public support as an honest broker for knowledge about pensions and the aging population. Wouter Bos (Chairman of the Supervisory Board): “We are delighted with this reinforcement of our Supervisory Board. As a former member of the House of Representatives…

How will disabled workers respond to a higher retirement age?

“People over 60 with an occupational disability hardly use their remaining work capacity” A higher retirement age has a positive effect on the labor participation of older people, but probably also leads to more disability and unemployment benefit claims. This study shows that older employees who are partially disabled for work are more likely to face a full benefit situation due to the increase…

Hear from a Researcher: Jaap Oude Mulders “Demographics and retirement go hand in hand”

Hear from a Researcher: Jaap Oude Mulders “Demographics and retirement go hand in hand”  The retirement landscape is in flux and there are always new questions in need of answers. Science plays an important role in this, as do young, new researchers who approach pension and retirement research with a fresh eye. In this series, we ask them about their motivations and findings. This…

Pension Communications in Flux! Review of Five Online Inspiration Sessions

Research has shown that there is much ground to be gained in terms of building retirement awareness. Effective communications remains pivotal to that and is also a major element in the new pension agreement. That is why Netspar joined together with the Federation of Dutch Pension Funds, the Dutch Association of Insurers, and the Dutch Money Wise platform to host five online inspiration sessions…

Hear from a Researcher: Damiaan Chen “Retirement offers some nice challenges”

“Retirement offers some nice challenges” The retirement landscape is in flux, and there are always new questions in need of answers. Science plays an important role in this, as do young, new researchers who approach pension and retirement research with a fresh eye. In this series, we ask them about their motivations and findings. This time, we hear from Damiaan Chen (UvA and DNB)….

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.

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