Wij gaan 8 maart (Internationale Vrouwendag) live met een nieuw podcastserie: Pensioen & Genderkloof. Geinspireerd op het paper ‘Gelijke rechten, maar geen gelijke pensioenen: De gender gap in Nederlandse tweede pijler pensioenen’ van Suzanne Kali, Jim Been, Marike Knoef en Albert van Marwijk Kooy (Universiteit Leiden). Dit paper en onderwerp heeft veel aandacht in de media gehad en blijft een actueel maatschappelijk thema. Dat vraagt om…

“Family and government insurance reduce but do not eliminate earnings risk in both countries” The dynamics and magnitude of earnings shocks have direct consequences for the pension accrual of employees and the optimal investment policy of pension assets. This study documents the distribution of male earnings shocks for different age and income groups. Furthermore, we examine the extent to which spousal income, government transfers,…

Pensioenfonds PGB has joined forces with the Research Center for Education and the Labor Market (ROA) at Maastricht University this month to embark on a new project: The role of pensions for career decisions. The project was initiated by Netspar and is being funded by Instituut Gak. Henk Heek, Lead Client Innovation at the Strategic Advice department, is playing a connecting role for PGB…

“Optimale pensioenmatching: balanceren tussen rationele en emotionele perspectieven” Sinds 2016 kunnen deelnemers in een Nederlandse premieregeling ervoor kiezen een variabel pensioen aan te kopen. Hiermee krijgt een deelnemer naar verwachting een hogere uitkering vergeleken met een vast pensioen, maar bestaat er ook het risico dat de uitkering lager uitvalt. In deze studie onderzoeken we hoe er een goede match kan worden gevonden tussen de…

“The status-quo bias is stronger when options are presented together rather than separately, however the bias disappears if the joint consequence of options are shown.” As a result of the new pension agreement, Dutch pension participants face an increasing number of pension choices during the accumulation of their pension and in how it is paid out. Participants’ choices have cumulative consequences, which they often…

Netspar congratulates the winners of the Netspar Thesis Awards 2021: Marc Vahlenbreder (UM), Kristy Jansen (TiU) en het team van Martin Coppens (APG), Ilse van Eekelen (FNV), Roy van Nisselrooij (PGGM), Gilles de Vries (PGB) en Lieke Werner (Achmea) under the guidance of Roel Mehlkopf. The prizes of € 3.000 each were awarded during the annual International Pension Workshop to outstanding master, phd and Tias…

“Financial setbacks during the COVID-19 crisis negatively impact perceived adequacy of retirement savings” Many, but not all, self-employed people have been hit hard by the COVID-19 crisis. However, this crisis not only affects the current financial position of these individuals but may also affect their ability to prepare for an uncertain future. This study explores the extent to which self-employed individuals without personnel experienced…

“The new pension contract affords the flexibility to tailor pension incomes to participants’ preferences” How will the collective investment strategy, allocation of total returns, assumed interest rate, and smoothing term affect pension incomes under the new Dutch pension contract? We examined the income effects at both the time of transition to this new scheme and in the longer run. We also compared the income…

“Seven recommendations for resolving issues” The consultation document on the Dutch Act on Future Pensions sets out a framework for the structure of, and transition to, the new Dutch pension system. It starts from the notion that social partners and pension providers will work together in an iterative process consecutively to change and implement their pension arrangements. The paper demonstrates that this process may…

“Spouses tend to work more to compensate for loss of household income” At the start of this century, the Netherlands had one of the world’s highest shares of workers receiving disability benefits in the insured population. Successive governments sought to reduce disability benefit claims. The last step in this process was the introduction of the Work and Income According to Labour Capacity Act (WIA)…