Adequate retirement provisions for all workers

Depending on the definition and whether or not the self-employed are included, approximately 10% to 25% of the working population does not accrue a pension in the second pillar. In addition, the second pillar has many meager schemes with an inadequate structure, the so-called ‘grey spot’. The lack of pension in the second pillar is only – very – partly compensated by additional accrual in the third pillar. The shortage of pensions is emphatically seen as a problem and is therefore receiving increasing (political) attention.

The ultimate goal of this project is to come up with one or more substantive and practically feasible policy options with implementation processes, that are expected to ensure adequate accrual of old-age provisions for all workers.