Rik Dillingh (Tilburg University), Henriëtte Prast (Tilburg University), Mariacristina Rossi (University of Turin) and Cesira Urzì Brancati (International Longevity CentreUK) present and analyze the results of a survey on the attitudes toward reverse mortgages of homeowners aged 45 and over in the Netherlands. Respondents are randomly allocated to two different conditions regarding the suggested use of a reverse mortgage loan – personal consumption smoothing or financially supporting (potential) heirs. Results are analyzed using individual objective and subjective background characteristics as explanatory variables. Main conclusions are that few homeowners are aware of the concept of a reverse mortgage, a substantial fraction is very or quite interested – implying latent potential demand, and the suggested loan use influences attitudes.

Netspar, Network for Studies on Pensions, Aging and Retirement, is een denktank en kennisnetwerk. Netspar is gericht op een goed geïnformeerd pensioendebat.

MEER OVER NETSPAR


Missie en strategie           •           Netwerk           •           Organisatie           •          Podcasts
Board Brief            •            Werkprogramma 2023-2027           •           Onderzoeksagenda

OVER NETSPAR

Onze partners

B20160708_tilburg university
B20200214_BlackRock_BLK_eng_black_rgb_small
B20200104_RailOV_logoo.original.grijswaarden
Print
B20190823_mn-logo_small
Bekijk al onze partners