Understanding the factors affecting savings of Dutch households

  • George Popovici George Popovici

This paper investigates how demographic, house and personality variables influence savings of Dutch households. Using the LISS panel data set, I show that age, civil status, education and family structure have an important impact on the level of total savings. Furthermore, house value and income were found important items over total savings of house owners and renters. After dividing saving into different categories, openess, consciusness, extraversion and agreeableness could also explain certaing types of savings.

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.

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