The self-employment pension puzzle: Self-employed fail to fulfil their pension ambitions

When it comes to the amount of pension and the desired retirement date, self-employed and wage-employed people share the same ambitions. However, a Netspar analysis shows that the self-employed often lack, for a large part, a mandatory occupational pension. Also they save too little voluntarily, have non-substantial business equity and are vulnerable in the housing market. Therefore, they have a far lesser chance of realizing their retirement expectations.

Read the full press release and the Netspar Brief (both only available in Dutch). Read the English summary here.

This Netspar Brief is part of the Netspar research program ‘Housing, Health and Retirement’.

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.

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