Long-term care insurance across Europe

Overall, relatively few 50+ Europeans hold private long-term care insurance (LTCI) policies.

There are large country-specific variations in LTCI coverage rates that are mainly related to differences in the institutional design of long-term care provision.

Education, income, widowhood, good subjective health status, and chronic conditions are positively related with the demand for LTCI policies.

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.

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