How do people spend their time before and after retirement?

This paper presents evidence on how time use changes with age and retirement and discusses implications for pension design. The study is based on a sample of participants aged between 45 and 90 who are representative for the Dutch population. The study shows that the elderly are strikingly active until a fairly advanced age. This may have important implications for an adequate level of retirement spending. The evidence also suggests that it may be worthwhile to (further) facilitate part-time employment among the elderly and to promote informal care provided by elderly for their older peers. Finally, the study also has implications for pension communication.

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.

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