Financial literacy: Evidence and implications for consumer education

Over the past thirty years, individuals have had to become increasingly responsible for their own financial security following retirement. But are individuals equipped with sufficient knowledge and skills to be able to navigate through this new financial system? Annamaria Lusardi (Dartmouth College, NBER and Netspar) and Maarten van Rooij (DNB and Netspar) are lifting the veil on the public’s financial literacy in this paper.

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.


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