Understanding and improving pension savings by combining incentivized experiments, surveys, and administrative big data – A general employed population sample with a focus on the selfemployed

Pension-savers are a hugely heterogeneous group with varying preferences, beliefs and biases (PBBs). In this project we provide detailed insights into PBBs in representative samples of Dutch self-employed and employees and examine the relation of PBBs to (pension) savings decisions.

In two work packages (WP), combining methods from behavioral economics, political science and data science, our project delivers knowledge and input for the design of targeted policies and pension-savings products for different groups of pension-savers. Our research output will provide evidence to pension practitioners to meet the preferences of specific groups of pension savers and take their beliefs and biases into account, both within the Dutch employed population in general and within the self-employed specifically.

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Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.


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