Lifetime mortgage combined with retirement
With the introduction of the lifetime mortgage, which includes the participation mortgage, pension funds and insurers can invest in Dutch…
Read MoreInflation uncertainty, interest rates and stagflation during the pension transition
‘Earlier prospect of a pension with purchasing power’ is a key objective of the Future Pensions Act. Inflation is therefore…
Read MorePension-related decision making of financially strained citizens
The Dutch pension system has recently undergone significant changes, increasing citizens’ responsibility for their own pension planning. While this shift…
Read MoreChoice Architecture and Pension Communication in Australia, Denmark, and the Netherlands
Pension systems are becoming increasingly more complex in several important ways. First, multi-pillar arrangements require understanding of the role and…
Read MoreFirms, managers and retirement bunching: A comparison of Australia and the Netherlands
Reducing barriers towards old-age employment is an important part of the global effort to counter the adverse effects of population ageing.…
Read MoreChanges to the Uniform Scenario Set
Every quarter, DNB publishes an updated version of the Uniform Scenario Set. Within the Future of Pensions Act (WTP), this…
Read MorePension adequacy: toward a (more) complete picture of retirement income for the entire Dutch population
An important goal of a pension system is for people to be able to maintain their standard of living to…
Read MoreFinancial impact of life events on pensions
The new Dutch pension system requires pension providers to determine an appropriate investment risk profile for different groups of participants,…
Read MoreThe costs and benefits of solidarity and collectivity in WTP
In the Netherlands, with the introduction of the WTP, many pension plans will be run as SPR or FPR. Within…
Read MoreConcentration risk in ESG investing
In the past few decades, institutional investors (like pension funds and insurance companies) have predominantly followed investment strategies that closely…
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