Between 2009 and 2017, employers started to become more concerned about the rising costs and potentially falling productivity of older employees. At the same time, they have also become much more active in taking measures to support older employees in working longer, such as flexible working hours and ergonomic measures. There is a growing sense of urgency to facilitate a longer work life. Employers…

Tailoring in pension communication may help to increase the motivation of pension participants to delve into their pension situation and to improve finding and comprehending pension information. This is a general view in the pension domain, although in daily practice few examples of tailoring pension information can be found. There are some experimental innovations, but there is a lack of systematic evaluation. Tailoring is…

Netspar welcomes pension administrator MN as a partner. In size, MN is the third pension administration organization in the Netherlands. MN takes care of the pension management (administration and asset management) of the PMT, PME and Bpf Koopvaardij pension funds, with a total of 2 million participants and invested assets of more than € 130 billion. With the partnership with MN, Netspar is expanding…

On June 3, Harvard professor Cass Sunstein gave a lecture at the invitation of Netspar and Tilburg University about one of his books published this year: “How Change Happens”. In addition to academic expertise, Sunstein also has political experience, namely as an adviser to Barack Obama. He used that position to take into account the power of the standard choice in policy: what you…

The level of the pension benefit is the most important aspect of our pension system for both employees and the self-employed. That is the conclusion of a Netspar study by Martin Olsthoorn (SCP) into the preferences of employees and the self-employed. Freedom of choice, flexibility and customization only partially compensate for disappointing benefits. As long as the amount of pension benefits remains behind, confidence…

Despite positive figures about rising life expectancy, many older workers (64-67 years) are not convinced that they themselves will live longer.

Social changes in terms of life expectancy, the labor market, technology, and greater individual responsibility for financial and other decisions are forcing the pension industry to transition from focusing on products to focusing on individuals. Meanwhile, meeting individual needs can also produce considerable economic gains, as Casper van Ewijk argued in his introduction to the 14th Netspar Anniversary Meeting. After all, a euro given…

Older employees are looking forward to an increasingly longer career. Investing in lifelong learning is in their own interest and that of their employers. Training participation of Dutch employees, however, decreases with increasing age. This is partly due to the declining motivation of older employees. But companies also usually invest less in employees from 45 years. Age discrimination may play a role: employers expect…

Although almost half of the Dutch are worried about their future finances, it is difficult to get people to immerse themselves in their financial situation. The people who want to do so find that data is stored in a fragmented way and, moreover, is difficult to collect, organize and understand. In this Netspar report, researchers from TU Delft analyzed what it takes to remove…

A final trip around the world, or leave some money to your loved ones? The authors of this study find that individuals who die from a terminal illness have much less wealth on their day of death than people who die unexpectedly. They interpret this as a strong indication that the desire to give money to loved ones – with a warm hand –…