Eindelijk was het dan zover. Na al die maanden met online bijeenkomsten hielden wij op 30 september ons Pensioen & Wetenschap jaarcongres op locatie in Den Haag. Fijn om elkaar weer fysiek te ontmoeten en sprekers een podium te geven om hun presentatie te houden. Het thema was duurzaamheid. Een terugblik   Wim van de Donk (Rector magnificus Tilburg University) opende het congres via…

Following scientific validation by the Scientific Council and a positive recommendation from the Partner Research Council, the Netspar Board of Directors has awarded three applications for theme project grants of €250,000 each: Automated financial advice: quality, ethical and design challenges − Elisabeth Bruggen (UM) Health and labor market uncertainty over the lifecycle: The impact on households’ risk capacity and retirement income adequacy − Raun van Ooijen…

“No simple solution available to close the gender gap in Dutch occupational pensions” The Netherlands has one of the highest pension levels in the EU, but also one of the biggest gender pension gaps. Retired women receive more than 40% lower pensions than men. We analyzed the facts and legal measures which could potentially close the gap. Read one pager   Key Takeaways for…

“Data science solutions have a lot of potential, if we can demystify their black-box nature” The pension sector is increasingly adopting data science and AI-based applications to realise leaner and faster operations or even new value propositions. Machine-learning (ML) techniques could solve many challenges the industry faces, but the sector is hesitant to embrace this dynamic technology due to its perceived black-box nature. Overcoming…

“How can data use benefit pension participants without harming collectivity or privacy?” Insurance has always involved the use of data to estimate the likelihood of an event occurring. However the vast quantities of interconnected data that now available in our digital age raise various ethical dilemmas for pension providers. For example, should they be allowed to base pension premiums on health profiles, or may…

“Inertia and digital hurdles limit the use of online pension planning tools” A pension planning tool, however well-designed, can miss its goal when there are large groups of participants who do not use this tool. People fail to access the tools even if they receive an email invitation that contains a weblink. In this study, we show who those people are who do not…

“Don’t be fooled by average figures, as trust is more complex than you might think” Dutch citizens are used to a pension system that looks after them in their old age. That trust may not only depend on what pension funds do, but also how insitutions within the political domain (parliament or politicians) and societal institutions (law, media, science, etc.) are trusted. Behind the…

Vanaf deze maand publiceren we iedere dinsdag een nieuwe podcast. We trappen af met het drieluik Pensioen & Arbeidsmarkt. Een wetenschapper en iemand uit de praktijk gaan onder leiding van Thomas van Zijl van BNR Nieuwsradio het gesprek aan. Iedere week praat Thomas met nieuwe gasten over dit thema met iedere keer een ander aandachtsgebied. Luister hier naar onze podcasts. Pensioen & Arbeidsmarkt: Een…

“Solidarity provision provides a measure of fairness in proposed new pension provision but needs to be better defined” The solidarity provision is a mandatory buffer for occupational pensions in the proposed new pension legislation. It will share profits and losses on investments and accommodate changes in life expectancy and deaths between different generations. But it also elicits various legal questions, such as possible infringement…

Inge van den Doel (PMT), Laura van Geest (AFM), and Willem Noordman (FNV) were recently appointed to the Supervisory Board of the Netspar Foundation. Willem Noordman is succeeding Tuur Elzinga, who represented the Labor Foundation on the Supervisory Board from 2017. The appointment took effect August 1st. The Netspar Foundation Board also appointed Inge van den Doel (PMT) and Laura van Geest (AFM) as…