Pensions, Financial Planning and Choice Architecture

On Wednesday October 3, a conference will take place on the theme project: Pensions, Financial Planning and Choice Architecture. The conference is in Amsterdam and is organized by CPB, APG and Netspar.

Due to changes in the pension world, the importance of integral financial planning increases. Not everyone wants or can continue working until the higher state pension age. Early inclusion of the supplementary pension can help to bridge the period until the state pension age. The owner-occupied home is increasingly becoming an additional source of pension income due to the mandatory repayment of the mortgage.Participants can often decide for themselves from what age the pension payment will start. The government and the social partners are considering extending the options for the premium contribution or the pension benefit. A choice architecture with individual standard choices and limits to freedom of choice can help participants make choices that they do not regret afterwards. For the development of the choice architecture in pension schemes, we can learn from the experiences in Australia, Denmark and the UK, who already have experience with broad freedom of choice.

In the morning program Laura van Geest and Marcel Lever (both CPB) will discuss the changing pension world and the importance of financial planning and choice architecture. Afterwards, three foreign speakers will discuss the experiences with freedom of choice in their own country (Australia, Denmark, United Kingdom).  The United Kingdom speaker will be Matthew Arends from the AON Center. In the afternoon program the central question is how the pension profession can support participants in making pension choices, highlighted in the Dutch context. Contributions include APG (Gerard van Olphen, Eduard Ponds) and Tias (Dirk Brounen).
Locatie: Tilburg University Seminar Room K834 Warandelan 2 5037 AB Tilburg

Netspar, Network for Studies on Pensions, Aging and Retirement, is a thinktank and knowledge network. Netspar is dedicated to promoting a wider understanding of the economic and social implications of pensions, aging and retirement in the Netherlands and Europe.


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